Outlier FAQs
Your questions answered.
Do you offer a free initial consultation? What can I expect?
Yes, we offer a free initial consultation.
You can expect a structured but relaxed conversation. We’ll ask questions to understand your current position and what you’re hoping to improve. We’ll explain how we approach financial coaching and investment portfolio management. And we’ll answer your questions directly.
It’s not a sales presentation. It’s a clarity conversation.
How long is the initial consultation, and how should I prepare?
Most initial consultations last about 45 to 60 minutes.
You don’t need to bring a perfectly organized folder of documents. In fact, many people don’t. What matters most is being ready to talk honestly about your current situation, your goals, and what feels unclear or frustrating.
If we decide to move forward, we’ll let you know exactly what information is needed next.
What happens after the initial consultation? Am I expected to commit right away?
No.
The first conversation is exactly that – a conversation. It’s an opportunity for you to share where you are, what’s been working, what hasn’t, and what you’re hoping to change. We’ll ask thoughtful questions, explain how we work, and help you understand what kind of support would make sense.
If it feels like a good fit, we’ll outline clear next steps. If it doesn’t, there’s no pressure and no obligation. Our goal is clarity, not commitment.
What's something people often overlook when choosing a financial advisor?
Fit.
Credentials matter. Experience matters. But alignment matters more. Too often, people choose an advisor based solely on reputation or returns, without asking whether the communication style, philosophy, and approach truly match their values and expectations.
You should feel understood, respected, and confident asking questions. If you don’t, it’s not the right relationship.
Do you only work with high-income earners?
No.
We work with people who are serious about making financial progress and building long-term stability. Income level alone does not determine fit. Engagement, honesty, and willingness to do the work matter far more.
Is there an investment minimum to work with you?
No.
We do not require a minimum account size to begin working together. Fit matters more than a specific number. If you’re serious about building structure, investing intentionally, and creating long-term stability, we’re open to the conversation.
If investment portfolio management isn’t the right starting point, financial coaching may be, and we’ll help determine what makes the most sense.
What makes OFP different from other firms?
We’re not built around products, quotas, or market hype.
We focus on clarity, alignment, and long-term sustainability. We don’t believe in one-size-fits-all portfolios or generic financial advice. And we don’t believe clients should feel intimidated or uninformed in their own financial lives.
Our aim is simple: to provide thoughtful guidance, clear communication, and strategies built around real people.
Do I need to choose between financial coaching and investment portfolio management?
Not necessarily.
Some clients need coaching first. Others come to us primarily for investment portfolio management. Many benefit from both services together.
Different needs call for different kinds of support, and we help determine the best fit for your situation.
How often will we communicate if we work together?
That depends on the type of engagement and your needs.
Financial coaching typically involves more frequent conversations, especially early on as structure and habits are being built. Investment portfolio management clients receive regular reviews and proactive communication, along with access whenever questions arise.
Regardless of the path, you should never feel like you’re navigating this alone.
If I already have an advisor, what would switching look like?
Switching is more straightforward than most people expect.
We would review your current accounts, discuss your goals and risk tolerance, and outline what would change under our management. If you decide to move forward, we handle the transition process carefully and efficiently.
There’s no pressure to switch. The first step is simply understanding your options.
How are you compensated?
Transparency matters.
For financial coaching, compensation is structured and clearly outlined before you commit. For investment portfolio management, we are compensated based on assets under management. We do not receive commissions for selling financial products.
You will always know how we are paid and what you are paying for.